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ROUTING# 302075267 | Locations | Rates
Colorado Credit Union
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Rates



Savings, Checking & Money Market
Account Type
APY*
Regular Shares (Minimum Balance $5.00) 0.10%
IRA Shares (Minimum Balance $100.00) 0.10%
Health Savings Shares 0.10%
Holiday Savings Club 0.10%
Premier Checking (Minimum Balance $2,000)
APY*
$2,000 - $9,999.99 0.05%
$10,000 - $24,999.99 0.10%
$25,000 - $49,999.99 0.25%
$50,000 - $99,999.99 0.75%
$100,000+ 1.25%
Money Market (Minimum Balance $2,500)
APY*
$2,500 - $49,999.99 1.90 %
$50,000 - $99,999.99 2.15 %
$100,000 - $249,999.99 2.65 %
$250,000+ 3.15 %

CDs & IRA Certificates of Deposit

6 month CD 12 month CD 18 month CD 24 month CD 30 month CD 36 month CD 48 month CD 60 month CD
Tier APY* APY* APY* APY* APY* APY* APY* APY*
$500-$99,999.99 4.55 % 4.45 % 4.15 % 4.05 % 3.75 % 3.75 % 3.75 % 3.75 %
$100,000 + 4.65 % 4.55 % 4.25 % 4.15 % 3.85 % 3.85 % 3.85 % 3.85 %



Loans
Loan Type Rate as low as Loan Amount example Term example Payment example
Automobiles 5.74 APR* $15,000 48 months $353.73
Motorcycles 9.24% APR* $15,000 60 months $317.91
Recreational Vehicles 11.24% APR* $20,000 72 months $390.24
First Mortgages Click here for the latest rate information or contact us at 720.981.2399
Fixed Rate Second Mortgages  8.45% APR* $15,000
 60 months $307.39
Home Equity Line of Credit  8.25% APR** $50,000  300 months $396.74
VISA Classic Credit Card 13.95% APR*


VISA Secured Credit Card 9.95% APR*


VISA Platinum Credit Card 14.75% APR*


Overdraft Line of Protection 14.99% APR*


Signature Loan (Personal Loan) 11.49% APR* $5,000 36 months $165.69
Share/CD Secured 3% APR* over yield $5,000 48 months $110.78

* APR=Annual Percentage Rate. Rates effective as of 10/01/2024 dependent on term and credit history. Not all borrowers will qualify for the lowest rate. Rates are subject to change. View our Credit Account Disclosure


** Prime -.25% Annual Percentage Rate is available with combined loan to value of no more than 90%, loans of at least $10,000 and is subject to a purchase transaction and credit qualification. APR will vary based on Prime Rate as published in the Wall Street Journal which was 8.00% as of 10/01/2024. APR will not exceed 18% or be lower than 3.75%. Not all applicants will qualify for the lowest rate.

Estimated closing costs range from $478-$1719, including appraisal (appraisal may not be needed). Second lien real estate loans are available on Colorado residences only. Property insurance is required. CCU membership is required. Other restrictions may apply, call for details.