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ROUTING# 302075267 | Locations | Rates
Colorado Credit Union

Mortgage Loans

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Your Home, Your Future!


When you choose Colorado Credit Union for your Mortgage needs, you’re not just a number; we are here to walk you through the entire process. We are committed to providing you with all the tools, resources, and support you need to make your homeownership dreams come true. 

Apply now

The home buying or refinancing process may seem overwhelming and, at times, confusing, but our on-site Mortgage Team is dedicated to developing a mortgage option that fits your specific needs. With our competitive mortgage loan rates and low closing costs, we’ll make your home loan experience hassle-free.
 
30-year Fixed Mortgage rate as low as 6.639% APR*. For more information call 720.981.2399.
 
Home
Value
Mortgage Loan
Value
Loan to Value Ratio
APR*
as low as
Estimated Monthly Payment
$500,000 $400,000 80% 6.639% APR* $2561.24 

Payment example does not include amounts for taxes and insurance premiums, if applicable. The actual payment obligation will be greater.

 


 

Mortgage Benefits with Colorado Credit Union


Whether you're dreaming of a cozy new home, hoping to reduce your mortgage payments, or thinking about diving into real estate investments, we're right here by your side throughout the entire process. Allow us to be your trusted partner on this exciting adventure, let's turn those homeownership dreams into reality together!

Easy Application & Fast Approvals
Get pre-approved, lock in your rate, and shop with confidence.

 

Service

Personalized Service
Receive dedicated support tailored to your needs.

Expert

Expert Guidance
Our team offers insights and answers from pre-approval to closing, helping you make informed decisions.

 

Solutions

Tailored Solutions
Choose from a variety of mortgage options designed to fit your unique financial journey.

Instant Approval

Quick Decisions
Our local team makes quick lending decisions, so you can proceed with confidence.

 

Community Commitment

Community Commitment
As a member-focused credit union, we invest locally to make your community and home a place to grow and thrive.

 Colorado Credit Union offers mortgages and refinances on: 

  • Primary residences

  • Second homes

  • Investment properties

  • Out of state properties

 
 


The Benefits of Homeownership


Owning a home is more than just having a roof over your head—it’s about investing in your future.

Financial Stability

Financial Stability
Homeownership boosts financial health through property appreciation and equity growth.

 

Own Place Home

A Place to Call Your Own
Your home is a creative canvas, free from rental restrictions.

Tax Benefit Tax Benefits
Homeownership offers tax deductions and potential savings.**
** Speak to a tax professional about your specific tax situation. 
 

Sense of Community

Sense of Community
Owning a home makes you part of a community, fostering lasting memories and connections.

 
 

 


 

Meet the Mortgage Team


Our on-site Mortgage team has more than 70 combined years of experience in the Denver Metro area and is here to guide you along every step of the way. We offer personalized service, taking the time to understand your unique financial situation and homeownership goals.

Kim Harris
Kim Harris
Director of Mortgage Lending 
NMLS #793449
720.981.2315
kharris@ccu.org

Teresa Chavez Mortgage Lending OfficerTeresa Saenz
Mortgage Loan Officer
NMLS #793448
720.981.2388
tsaenz@ccu.org
 
Paula Shaughnessy
Mortgage Loan Officer
NMLS #245796
720.933.9933
pshaughnessy@ccu.org
 
 


Mortgage Loan Calculator


Discover how much home you can comfortably afford with our Mortgage Calculator. Effortlessly estimate your monthly payment, interest rate, and outstanding balance. Plus, you can explore the benefits of prepaying your mortgage.

  
 
 



Curious about your mortgage options or the process?


Complete the secure form below for detailed information on rates, refinancing, and more. One of our Mortgage Loan Officers will reach out to you to provide personalized support and help you navigate your homeownership journey with confidence. No credit checks and no pressure to commit. Apply once you find the right loan for you.

 
 

*APR=Annual Percentage Rate. Rates are subject to change daily. Not all will qualify. Rates dependent on term and credit history. Not all applicants will qualify for the lowest rate. Colorado Credit Union membership required. Other restrictions may apply, call for details.